Why could this be of interest to you? By publishing our budget and our actual monthly costs, we hope it will:
- Help people who want to explore New Zealand in a campervan understand the ongoing costs of van life and enable them to determine a budget for their trip
- Encourage fellow Kiwis (and travellers) to create a budget, and provide some cost-saving tips to help them stay within budget.
Sign up to receive our email newsletter full of actionable tips and practical advice every month
Where We Travelled
We purchased our campervan in early November 2017 and made some improvements to it before hitting the road in January 2018. As you can see below, we’ve covered almost all corners of the country:
Accommodation and Utilities
This category includes campground fees, laundry costs and utilities (including potable water purification tablets, greywater chemicals, black water chemicals, smartphone connection and wireless broadband internet charges, as well as the costs for our mail scanning and forwarding service.
Our accommodation costs ended up almost 60 per cent less than we had budgeted for. We mostly stayed at free or cheap campsites (including those provided by veterans and sports clubs, the New Zealand Motor Caravan Association and private park-over properties).
Given our 300-watt solar panels provide more than enough power for our appliances, we didn’t need to plug into mains power during the warmer months. During the colder months, especially during the New Zealand winter (officially June – August), we either house-sat or stayed at powered campsites as our (water) heater only worked off mains power.
To be totally transparent: In 2018, we stayed in the following accommodations:
- Campervan (freedom camping or paying) – 219 nights (60%)
- House sitting via Kiwi Housesitters – 114 nights (31%)
- Short-term accommodation – 24 nights (7%)
- Relatives – 8 nights (2%).
Groceries and Dining
We spent (a bit) more on groceries and dining than we had budgeted for. This is not due to us going out for dinner all the time (we hardly ever do). It’s actually our groceries that we have been overspending on (despite being very conscious shoppers). Groceries in New Zealand turned out to be even more expensive than in Australia. We had an inkling it would be like that but seeing it in black and white was still a shock.
Given the limited storage in our campervan (both in terms of cupboard and fridge/freezer space), we needed to go grocery shopping twice a week. We did save money on our groceries though by shopping in cheaper supermarkets and local greengrocers (which have the added benefit of providing fresher fruit and veggies without the packaging).
Transport and Travel
This category includes on-road costs (such as fuel and road user charges, which all Diesel vehicles incur at a cost per kilometre to be paid in advance), vehicle maintenance costs, as well as parking fees and road tolls. In 2018, we travelled just under 13,800 kilometres. The map above shows where we travelled.
We used Gaspy, a user-maintained smartphone application that shows fuel prices at different gas stations around the country. Our budget for fuel was NZD1.35 per litre, and we stayed within budget for the majority of 2018, despite fuel price hikes that saw diesel go up to NZD1.92 at Queenstown gas stations at one point. Thank you, Gaspy.
Vehicle Maintenance Costs
Vehicle repairs and maintenance cost us just under NZD9,800, almost six times our budget of NZD1,640 for the year. Something to be mindful of when you buy an older vehicle as we did: you may save up front, but you pay as you go.
We had to replace the indicator and window washer storks, all four tires and two ball joints. We got a full service of the vehicle in February 2018 and paid for 12 months of vehicle registration. In April 2018, MJ (how we named our campervan) had to undergo quite extensive rust repairs, which were necessary to get our Warrant of Fitness. In May 2018, our radiator hose blew up and needed to be replaced. In November 2018, MJ had to undergo further repairs to be WOF compliant (including further rust repairs, a new exhaust pipe and repairs to the brake system). And just before we sold the van in December 2018, we had the front brake pads, sway bar bushes and air filter replaced.
So another important learning: ALWAYS get a professional vehicle check-up – best through the Automobile Association or VTNZ – BEFORE you sign the dotted line and hand over any cash.
Parking Fees, Road Tolls and Other
We hardly ever incurred parking fees or road tolls as we always looked for free parking (for example, supermarket car parks are usually free, at least for 90-120 minutes) and given we were not in a rush, we used roads that don’t charge tolls.
In February 2018, we travelled across from the North Island to the South Island on the Interislander Ferry, and in March, we took the ferry to/from Stewart Island (sans MJ as there is no car ferry).
All in all, we spent about double on transport and travel than we had budgeted for.
Do you travel long-term/full-time (without a fixed abode)? Find out how to still have an address and what to do with your physical mail.
This category includes the costs of doing touristy things (such as entry fees for tourist attractions and day tours), entertainment (for example, going to the movies or buying a new book for our Kindle) and hobby-related expenses.
What were some of the cool things we did? Let’s see. On the North Island, we
- did an awesome caving tour in Waitomo
- visited the Southward Car Museum on the Kapiti Coast, and
- checked out the Lego Exhibition at Te Papa, Wellington.
On the South Island, we had the pleasure to
- check out the Edwin Fox Museum in Picton
- experience the Wine and Food Festival and join a free tour of Pic’s Peanut Butter Factory in Nelson
- Zip across the Buller Gorge
- celebrate Sandra’s special birthday with a flight over Aoraki/Mt Cook and the surrounding glaciers
- relax on a 2-hour cruise along Milford Sound (with a visit to the Underwater Observatory)
- explore Rakiura (Stewart Island) on a mountain bike and Ulva Island on a day trip
- enjoy Ed Sheeran’s Easter concert in Dunedin
- experience the stunning scenery along the Taieri Gorge Railway
- observe Royal Albatross and Blue and Yellow-Eyed Penguins on the Otago Peninsula, and
- experience the annual Steam Punk Festival while travelling through Oamaru.
As winter approached, Paul replaced some of the warmer layers in his running gear. But a running accident in August meant our Leisure activities ground to a total halt in September and October 2018.
In November, we did some touristy stuff, including a trip on the TSS Earnslaw, a coal-fired steamer that is as old as the Titanic and still takes passengers across Lake Wakatipu daily.
Thanks to many free and low-cost activities, 2-for-1 deals and Paul’s injury, we didn’t even spend half of what we had budgeted for in the leisure category.
Health and Hygiene
The health category includes the costs of doctors, dentists, and other medical professionals.
Being a long-distance runner, Paul injured himself
- in January 2018 while training for a 10km running race: He went to see a physiotherapist and paid for KT tape, bandages and medication.
- in August 2018, while training for a marathon in Queenstown: Fortunately, given it was an accident, the Accident Compensation Corporation (ACC) paid for a large part of his treatment (including his back surgery in December 2018). He only had to pay for one appointment, his pain medication and top-ups where ACC didn’t cover the full treatment costs.
The hygiene category includes the occasional haircut, manicure/pedicure and massage – again mostly used by Paul to relieve running-related issues.
Overall, we stayed well within budget in this category despite Paul’s injuries and treatments. Thank you, ACC!
During our year in New Zealand, we paid for private medical, vehicle and contents insurance. We also incurred one-off insurance costs in Australia to keep our private medical insurance there suspended for another two years (which gives us the option to return if need be without incurring higher costs from then on). All included, we were slightly over budget in this category.
Several mainstream insurance companies we spoke to couldn’t handle the concept/risk of us living in a vehicle full time. They wanted to know where the vehicle would be located for the majority of the time, and our answer somewhere in New Zealand didn’t amuse them. In the end, we went with Covi Insurance Limited (underwritten by Lumley, a business division of IAG New Zealand Limited).
Travel Costs Summary Table
The table below contains our actual expenses from 01 January to 31 December 2018. Given that we’re talking about New Zealand, the amounts quoted below are all in New Zealand Dollars (NZD).
|Category||Budget (NZD)||Actual (NZD)|
|Accommodation and Utilities||32.91||11.08|
|Groceries and Dining||17.31||17.68|
|Transport and Travel||10.75||21.59|
|Health and Hygiene||2.90||1.91|
|Clothing and Other Purchases||7.13||3.46|
|Gifts and Donations||0.73||0.41|
|Bank Fees and Government Charges||0.27||0.37|
|Purchase, Improvements and Resale of Campervan||0.00||14.84|
|Total expenses per person per day||84.89||79.49|