Money Tips

Need a hand getting (and staying) on top of your finances? We are happy to help.

40+ ways to cut your spending and reduce your household budget

40+ ways to cut your spending and reduce your household budget

You may have been made redundant and face financial hardship. Or you work towards achieving financial independence. Whatever your financial goal, cutting your spending is (almost) always part of the equation – at least temporarily. We’ve helped you take (and stay in)...

Need insurance? Find a policy that suits your needs

Need insurance? Find a policy that suits your needs

Insurance is an integral part of managing risks. You can’t avoid unexpected events from happening, but you can limit their (financial) impact. Having insurance can massively improve a potentially disastrous situation or add insult to injury (so to speak) – if your...

How to withdraw cash when travelling overseas

How to withdraw cash when travelling overseas

VISA / MasterCard have the best foreign exchange rates a traveller can get, so using your VISA / MasterCard debit or credit card to withdraw cash overseas would make more sense than exchanging cash at a foreign exchange bureau, right? Well, yes and no. If you don’t...

What bank fees can you expect when travelling overseas?

What bank fees can you expect when travelling overseas?

Whether you pay cash or use your credit or debit card/s to pay for a meal or withdraw cash while overseas, you will be exposed to a number of charges. Here is a list of typical fees, who charges them and when they are being charged. While it might seem tedious,...

Which card/s to use when you travel overseas

Which card/s to use when you travel overseas

So, you have a bunch of credit and debit cards and wonder which one/s to take with you on your overseas trip? Do not fret…Sign up to receive our email newsletter full of actionable tips and practical advice every month [ninja_form id=8] Check the terms and conditions...

How to exchange cash for your overseas trip

How to exchange cash for your overseas trip

As outlined in our bank fees guide, exchanging cash incurs the highest charges. Therefore, only exchange cash if absolutely needed. ATMs are available almost anywhere nowadays, and withdrawing cash with your low-fee card would (in most cases) be cheaper than...

Demystifying credit cards: How to make them work for you and avoid debt

Demystifying credit cards: How to make them work for you and avoid debt

In 2020, Americans carried on average USD5,313 in credit card debt. Credit card balances in New Zealand added up to NZD6.457bn in November 2020 – about NZD1,313 for every Kiwi. While the pandemic saw people repay more credit card debt (at least for a period of time),...

Reflecting on a life of travel – An interview with Nomadic Matt

Reflecting on a life of travel – An interview with Nomadic Matt

One of the most well-known and experienced travel bloggers, Matt Kepnes – better known as Nomadic Matt, was recently in London to launch the local chapter of his Nomadic Network. We happened to be there too, attending the World Travel Market. Having started our...